Learn from Our
Data Insights
We publish interesting insights that we find within our data and other news.
Learn from Our
Data Insights
We publish interesting insights that we find within our data and other news.
Student Loan Repayment During Pandemic Forbearance
In last week’s post, we reviewed the Federal Reserve’s recent report on CREDIT ACCESS AND DEBT PAYMENT in the post-pandemic economy. The report covered credit and debt holding, delinquencies, and [...]
Credit Access and Debt Payment
Since the earliest days of the pandemic, we’ve been blogging about Federal Reserve reports on how the economic impact of COVID has played out on a demographic basis. In particular, [...]
A Deep Dive Into the “Great Resignation”
Over the past two years, the Recovery Decision Science Business Intelligence team has tracked U.S. unemployment trends from a variety of angles: Initial unemployment claims (national, statewide, county) Month to [...]
Analytics and Asset Identification in Debt Recovery
One of the biggest challenges in the debt management and collection industry is effective assessment of projected returns on debt portfolios. Some of the difficult questions to address include: What [...]
Quarterly Consumer Loan Charge-Off Rate Prediction
This is our 22nd consecutive post predicting the Federal Reserve's quarterly consumer loan charge off rate. The Federal Reserve Bank will soon report the Consumer Loan Charge-off Rate (CLCOR) for [...]
Analytics in Debt Collection: Prioritizing Accounts for Collections
This is the first in a series of posts discussing […]
How Much Will You Pay to Rent?
Over the past few years, the RDS Business Intelligence team has been looking closely at various aspects of the U.S. housing market through its Public Tableau page, including: 30-year fixed [...]
Paymetrix LUX: Home Luxury Scoring
We recently posted about Paymetrix RE, a qualitative, real estate […]
Paymetrix RE: Finding the Gems in a Portfolio
One of the biggest challenges in the debt recovery industry […]
New Website, FREE Insights, More Profitable Collections in 2022
Recovery Decision Science (RDS) just launched its newly- redesigned website. An affiliate of Unifund CCR, LLC, RDS provides debt portfolio managers with an analytics-driven model to guide the portfolio management [...]
RDS Takes a Look at the Real Estate Market
The RDS Business Intelligence team recently updated its Econometrix Tableau […]
Does Educational Attainment Impact Debt and Delinquency Outcomes?
This is the third and final post in our series examining the Federal Reserve’s recent study on gender and racial differences in measuring household debt. If you haven’t read the [...]
Delinquency by Gender, Race, and Education
This is the second in a series of posts covering a report by the Federal Reserve on racial, gender, and educational differences in household debt reporting. In last week's post, [...]
Household Debt Inequality by Race, Gender, Education
Over the past few years, we’ve been blogging about the Federal Reserve’s coverage of the growing levels of economic inequality in the U.S. Of course, in many ways, the issue [...]
Credit Card Trends Returning to Normal
We recently blogged about the impact the pandemic had on credit card limits. We saw that total limits on credit cards declined during the pandemic for those borrowers with the [...]
Where Have All the Workers Gone?
In the early months of the pandemic, the Recovery Decision Science Business Intelligence team launched an Unemployment workbook on its Tableau Public page. As we see from the screenshot below, [...]
