Optimizing Recovery Performance
with Data Science

We provide a transparent servicing solution from pre-suit collections through post-judgment execution.


RDS offers a customizable full-service solution for creditors to manage their accounts receivable using one or a combination of strategies. Whether the focus is contact collections, pre-legal collection talk-offs, or litigation and judgment management, our 30+ years of experience in the industry, accessible and transparent reporting, and valuable insights gained through years of analyzing the performance of our affiliates’ debt portfolios makes us the perfect partner.

Clients benefit from our experience working with creditors, lenders and investment companies across a myriad of industries and multiple debt types. Our suite of Master Servicing solutions enables each client to keep their finger on the pulse of their accounts while entrusting our compliance-focused and achievement-oriented team to get the job done. Customizable reporting provides full transparency through all stages of account servicing, so you know exactly what is happening with each account throughout the entire process.

Agency and Legal

We provide a turnkey solution for pre-legal and legal collections in all 50 states through our fully-vetted agency and attorney networks, while providing unparalleled transparency for the creditor. By leveraging our advanced inventory management platform with integrated document management and advanced proprietary data science techniques, we are able to identify quickly qualifying accounts to litigate and those that need other remedies.  Pairing this with our best-in-class process and experience in moving these accounts through the legal process, we are able to optimize our clients’ return on investment by turning these accounts into cash.


We use a combination of data science and industry expertise to identify the appropriate accounts to pursue through litigation, and to enhance the collectability of post-judgment inventory. We score inventory to identify those attributes that make an account more likely to pay, including the identification of employment, bank and real estate assets that can be attached post-judgment, with recursive searching that occurs post-judgment to identify new assets.

Our servicing does not rely solely on the power of data science. Our liaison team is a group of seasoned professionals who have decades of experience in managing judgment inventory. They partner with our tenured attorney network to ensure judgments and liens are renewed, to negotiate the best possible terms for settlements, and to keep abreast of the evolving compliance landscape.

We have developed tools that enable us to maintain the integrity of our judgment information including matching judgment information to judgment copies, and review account level documents and court dockets to ensure judgment information is accurate and current on large volumes of inventory. Reporting tools allow our liaison team to guide accounts through each step of the process to ensure that the correct actions are taken at the appropriate time to provide the best return on investment for our Clients.

Client Results

“We have recently utilized RDS to identify asset information on batches of dormant post judgment accounts. The results from our original placement have been impressive, resulting in a 300+% return on our gross spend. Equally as important, the folks at RDS are professional, compliant, analytically driven, and a pleasure to work with.”

“The hit rate was higher than any employment vendor we used previously.”

Timothy F. Rooney, Esq

“Finally, a product that provides the most important element-peace of mind.”

David Ashe