Learn from Our
Data Insights
We publish interesting insights that we find within our data and other news.
Learn from Our
Data Insights
We publish interesting insights that we find within our data and other news.
New Website, FREE Insights, More Profitable Collections in 2022
Recovery Decision Science (RDS) just launched its newly- redesigned website. An affiliate of Unifund CCR, LLC, RDS provides debt portfolio managers with an analytics-driven model to guide the portfolio management [...]
RDS Takes a Look at the Real Estate Market
The RDS Business Intelligence team recently updated its Econometrix Tableau […]
Does Educational Attainment Impact Debt and Delinquency Outcomes?
This is the third and final post in our series examining the Federal Reserve’s recent study on gender and racial differences in measuring household debt. If you haven’t read the [...]
Delinquency by Gender, Race, and Education
This is the second in a series of posts covering a report by the Federal Reserve on racial, gender, and educational differences in household debt reporting. In last week's post, [...]
Household Debt Inequality by Race, Gender, Education
Over the past few years, we’ve been blogging about the Federal Reserve’s coverage of the growing levels of economic inequality in the U.S. Of course, in many ways, the issue [...]
Credit Card Trends Returning to Normal
We recently blogged about the impact the pandemic had on credit card limits. We saw that total limits on credit cards declined during the pandemic for those borrowers with the [...]
Where Have All the Workers Gone?
In the early months of the pandemic, the Recovery Decision Science Business Intelligence team launched an Unemployment workbook on its Tableau Public page. As we see from the screenshot below, [...]
Quarterly Consumer Loan Charge-Off Rate Prediction
This is our 21st consecutive post predicting the Federal Reserve's quarterly consumer loan charge off rate. To see the previous predictions, CLICK HERE. The Federal Reserve Bank will soon report [...]
Another Foreclosure Crisis?
Last week’s post explored the question of whether or not […]
Another Housing Bubble?
In this post we continue our on-going coverage of the […]
Foreclosures and the Pandemic
Since early 2020, the Recovery Decision Science business intelligence team […]
Why You Need a Business Intelligence Team
Companies of all sizes now have access to a wide […]
Credit Access Increases for Mortgages and Auto Loans
In a recent post, we reviewed the CFPB’s report on […]
Consumer Complaints to CFPB Still at Record Highs
Recovery Decision Science has updated its CFPB Complaints Dashboard on […]
RDS Takes a Look at the Real Estate Market
The RDS Business Intelligence team recently updated its Econometrix Tableau […]
The Pandemic and Credit Card Limits
In today’s post, we review a recent report from the […]