Learn from Our
Data Insights

We publish interesting insights that we find within our data and other news.

Learn from Our
Data Insights

We publish interesting insights that we find within our data and other news.

102, 2023

Optimizing Collections with AI: Part 1

This is the first in a series of posts focused on how advanced data analytics, artificial intelligence and machine learning are redefining the collections process. Today we launch a two-part [...]

1801, 2023

Asset Identification in Debt Recovery

One of the biggest challenges in the debt management and collection industry is effective assessment of projected returns on debt portfolios. Some of the difficult questions to address include: What [...]

1101, 2023

CFPB Consumer Complaints Still at Record Highs

The Recovery Decision Science Business Intelligence team has updated its CFPB Complaints Dashboard on its Public Tableau page. The data is current through the end of December, 2022. The dashboard [...]

501, 2023

Unifund 2022: Year in Review

As a pioneering company in the collections industry, since 1986, UNIFUND has been a leading partner to major banks, financial institutions, and other creditors for purchasing and managing distressed consumer [...]

812, 2022

Analytics-Driven Master Servicing

If you are a financial institution that offers credit in any form, it’s likely that you face one or both of the following challenges: You do not have your own [...]

3011, 2022

A Look at Rising Credit Card Debt

The Federal Reserve just released its report on household debt, which reached $16.51 trillion in the 3rd quarter. Total debt rose $351 billion versus the previous quarter, representing the most [...]

1811, 2022

Quarterly Consumer Loan Charge-Off Predictions

The Federal Reserve Bank will soon report the Consumer Loan Charge-off Rate (CLCOR) for the second quarter of 2022. According to the data published on Aug 22nd 2022, the total [...]

1011, 2022

Mortgage Rates at a 20-Year High

The RDS Business Intelligence team recently updated its Real Estate dashboards on its Tableau Public page. CLICK HERE to check out all of the interactive dashboards on our Tableau Public [...]

811, 2022

U.S. Unemployment Rate Holds Steady

Using interactive dashboards on our Tableau Public site, the Recovery Decision Science Business Intelligence team has been tracking changes in the labor market since the early days of the pandemic [...]

1910, 2022

Rental Evictions: Expectations Post Pandemic

Since the earliest days of the pandemic, the RDS Business Intelligence team has used its Tableau Public page and this blog to report on the upheaval created by the economic [...]

1210, 2022

U.S. Delinquency Rates Slowly Rising

According to the Federal Reserve, total U.S. household debt as of Q2 was $16.15 trillion, an increase of 2%, or $312 billion from Q1. The first chart below breaks out [...]

2809, 2022

The Value of a Business Intelligence Team

Companies of all sizes now have access to a wide assortment of data-driven technologies, all of which provide more insights on both customers and competitors than ever before. As a [...]


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