Learn from Our
Data Insights
We publish interesting insights that we find within our data and other news.
Learn from Our
Data Insights
We publish interesting insights that we find within our data and other news.
U.S. Delinquency Rates Slowly Rising
According to the Federal Reserve, total U.S. household debt as of Q2 was $16.15 trillion, an increase of 2%, or $312 billion from Q1. The first chart below breaks out [...]
Unemployment Remains Steady; Our BI Team Looks at the Labor Market
Since the start of the pandemic, the RDS Business Intelligence team has been tracking trends in the U.S. labor market through our Tableau Public page. You can find 18 interactive [...]
The Value of a Business Intelligence Team
Companies of all sizes now have access to a wide assortment of data-driven technologies, all of which provide more insights on both customers and competitors than ever before. As a [...]
Mortgage Rates Hit 14 Year High
The RDS Business Intelligence team recently updated its Econometrix Tableau real estate workbooks. CLICK HERE to check out all of RDS's Tableau Workbooks. MORTGAGE RATES The average 30-year fixed mortgage [...]
Home Value From the Inside Out
Paymetrix RE, is a qualitative, real estate scoring model created by Recovery Decision Science. The Paymetrix RE algorithm accurately determines the quality and value of a home, based on the [...]
Our BI Team Updates the CFPB Complaint Dashboard
Recovery Decision Science has updated its CFPB Complaints Dashboard on its Public Tableau page. The data is current through the end of July, 2022. The dashboard includes a company-by-company analysis [...]
The Importance of Asset Identification in Debt Recovery
One of the biggest challenges in the debt management and collection industry is effective assessment of projected returns on debt portfolios. Some of the difficult questions to address include: What [...]
Quarterly Consumer Loan Charge-Off Rate Prediction
The RDS Business Intelligence team just released its latest predictions for quarterly consumer loan charge-off rates. This is our 24th such set of predictions. The Federal Reserve Bank will soon [...]
Was the 20-21 Rise in Inflation Equitable
Today’s post is the second of a two-part series on economic inequality in the COVID era, based on a recent study published by the Federal Reserve Bank of New York. [...]
Mortgage Rates Dip Below 5% as Our BI Team Looks at the Real Estate Market
The RDS Business Intelligence team recently updated its Econometrix Tableau real estate workbooks. CLICK HERE to check out all of RDS's Tableau Workbooks. MORTGAGE RATES The average 30-year fixed mortgage [...]
Has the Post-COVID Labor Recovery Been Equitable?
Since the early days of the pandemic, we have devoted considerable space in this blog to the often-disproportionate impact COVID has had based on race and ethnicity. In particular, we [...]
U.S. Unemployment Rate Hits Two-Year Low
The Recovery Decision Science Business Intelligence team has been studying the labor market since the early days of the pandemic, with monthly updates to our interactive workbooks on Tableau Public. [...]
Our BI Team Looks at the Real Estate Market as Mortgage Rates Hit a 14 Year High
The RDS Business Intelligence team recently updated its Econometrix Tableau real estate workbooks. CLICK HERE to check out all of RDS's Tableau Workbooks. MORTGAGE RATES The average, 30-year fixed mortgage [...]
Recovery Decision Science Acquires the Assets of Geist Holdings
Recovery Decision Science, LLC (RDS) has acquired the assets and technology of Geist Holdings, Inc. (Geist), a skip trace processing organization that applied proprietary data mining and quantitative analytics to [...]
Our BI Team Updates its CFPB Consumer Complaints Dashboard
Recovery Decision Science has updated its CFPB Complaints Dashboard on its Public Tableau page. The data is current through the end of May, 2022. The dashboard includes a company-by-company analysis [...]
Our BI Team Indexes Housing Prices: 1990-Present
Given the outsized importance that real estate plays in the U.S. economy, the Recovery Decision Science Business Intelligence team has devoted considerable time in recent years to analyzing the housing [...]