Learn from Our
Data Insights
We publish interesting insights that we find within our data and other news.
Learn from Our
Data Insights
We publish interesting insights that we find within our data and other news.
Has the Post-COVID Labor Recovery Been Equitable?
Since the early days of the pandemic, we have devoted considerable space in this blog to the often-disproportionate impact COVID has had based on race and ethnicity. In particular, we [...]
U.S. Unemployment Rate Hits Two-Year Low
The Recovery Decision Science Business Intelligence team has been studying the labor market since the early days of the pandemic, with monthly updates to our interactive workbooks on Tableau Public. [...]
Our BI Team Looks at the Real Estate Market as Mortgage Rates Hit a 14 Year High
The RDS Business Intelligence team recently updated its Econometrix Tableau real estate workbooks. CLICK HERE to check out all of RDS's Tableau Workbooks. MORTGAGE RATES The average, 30-year fixed mortgage [...]
Recovery Decision Science Acquires the Assets of Geist Holdings
Recovery Decision Science, LLC (RDS) has acquired the assets and technology of Geist Holdings, Inc. (Geist), a skip trace processing organization that applied proprietary data mining and quantitative analytics to [...]
Our BI Team Updates its CFPB Consumer Complaints Dashboard
Recovery Decision Science has updated its CFPB Complaints Dashboard on its Public Tableau page. The data is current through the end of May, 2022. The dashboard includes a company-by-company analysis [...]
Our BI Team Indexes Housing Prices: 1990-Present
Given the outsized importance that real estate plays in the U.S. economy, the Recovery Decision Science Business Intelligence team has devoted considerable time in recent years to analyzing the housing [...]
Who Benefits from Student Loan Forgiveness?
Several weeks ago, we published a post covering the first of a two-part series from the Federal Reserve on the impact of ending student loan forbearance, especially on different demographic [...]
Rising Home Prices Create an Opportunity for the Collections Industry
When it comes to collecting on an outstanding debt or dormant judgment, any collections professional knows that the two most important variables predictive of a consumer’s ability to pay are [...]
Consumer Loan Charge-Off Predictions
This is our 23rd consecutive post predicting the Federal Reserve's quarterly consumer loan charge off rate. The Federal Reserve Bank will soon report the Consumer Loan Charge-off Rate (CLCOR) for [...]
Our BI Team Looks at Rising Home Prices
Since the early days of the pandemic, the Recovery Decision Science Business Intelligence team has been tracking various aspects of the economy through interactive data visualization dashboards on our TABLEAU [...]
What Happens When Student Loan Forbearance Ends?
Since the earliest days of the pandemic, we’ve been tracking how COVID has impacted various aspects of the U.S. economy. In particular, we’ve been tracking the Federal Reserve’s ongoing series [...]
Our BI Team Looks at the Labor Market
The Recovery Decision Science Business Intelligence team has been studying the labor market since the early days of the pandemic, with monthly updates to our interactive workbooks on Tableau Public. [...]
Our BI Team Looks at the Real Estate Market
The RDS Business Intelligence team recently updated its Econometrix Tableau real estate workbooks. CLICK HERE to check out all of RDS's Tableau Workbooks. MORTGAGE RATES The average, 30-year fixed mortgage [...]
Master Servicing: Maximize Profits with Minimal Risks
If you are a financial institution that offers credit in any form, it’s likely that you face one or both of the following challenges: You do not have your own [...]
CFPB Consumer Complaints Still at Historic Highs
Recovery Decision Science has updated its CFPB Complaints Dashboard on its Public Tableau page. The data is current through the end of March. The dashboard includes a company-by-company analysis of [...]
Student Loan Repayment During Pandemic Forbearance
In last week’s post, we reviewed the Federal Reserve’s recent report on CREDIT ACCESS AND DEBT PAYMENT in the post-pandemic economy. The report covered credit and debt holding, delinquencies, and [...]