Learn from Our
Data Insights
We publish interesting insights that we find within our data and other news.
Learn from Our
Data Insights
We publish interesting insights that we find within our data and other news.
Analytics-Driven Master Servicing
If you are a financial institution that offers credit in any form, it’s likely that you face one or both of the following challenges: You do not have your own [...]
A Look at Rising Credit Card Debt
The Federal Reserve just released its report on household debt, which reached $16.51 trillion in the 3rd quarter. Total debt rose $351 billion versus the previous quarter, representing the most [...]
Quarterly Consumer Loan Charge-Off Predictions
The Federal Reserve Bank will soon report the Consumer Loan Charge-off Rate (CLCOR) for the second quarter of 2022. According to the data published on Aug 22nd 2022, the total [...]
Mortgage Rates at a 20-Year High
The RDS Business Intelligence team recently updated its Real Estate dashboards on its Tableau Public page. CLICK HERE to check out all of the interactive dashboards on our Tableau Public [...]
U.S. Unemployment Rate Holds Steady
Using interactive dashboards on our Tableau Public site, the Recovery Decision Science Business Intelligence team has been tracking changes in the labor market since the early days of the pandemic [...]
Consumer Complaints to the CFPB Fell 20% in September
The Recovery Decision Science Business Intelligence team has updated its CFPB Complaints Dashboard on its Public Tableau page. The data is current through the end of September, 2022. The dashboard [...]
Rental Evictions: Expectations Post Pandemic
Since the earliest days of the pandemic, the RDS Business Intelligence team has used its Tableau Public page and this blog to report on the upheaval created by the economic [...]
U.S. Delinquency Rates Slowly Rising
According to the Federal Reserve, total U.S. household debt as of Q2 was $16.15 trillion, an increase of 2%, or $312 billion from Q1. The first chart below breaks out [...]
Unemployment Remains Steady; Our BI Team Looks at the Labor Market
Since the start of the pandemic, the RDS Business Intelligence team has been tracking trends in the U.S. labor market through our Tableau Public page. You can find 18 interactive [...]
The Value of a Business Intelligence Team
Companies of all sizes now have access to a wide assortment of data-driven technologies, all of which provide more insights on both customers and competitors than ever before. As a [...]
Mortgage Rates Hit 14 Year High
The RDS Business Intelligence team recently updated its Econometrix Tableau real estate workbooks. CLICK HERE to check out all of RDS's Tableau Workbooks. MORTGAGE RATES The average 30-year fixed mortgage [...]
Home Value From the Inside Out
Paymetrix RE, is a qualitative, real estate scoring model created by Recovery Decision Science. The Paymetrix RE algorithm accurately determines the quality and value of a home, based on the [...]
Our BI Team Updates the CFPB Complaint Dashboard
Recovery Decision Science has updated its CFPB Complaints Dashboard on its Public Tableau page. The data is current through the end of July, 2022. The dashboard includes a company-by-company analysis [...]
The Importance of Asset Identification in Debt Recovery
One of the biggest challenges in the debt management and collection industry is effective assessment of projected returns on debt portfolios. Some of the difficult questions to address include: What [...]
Quarterly Consumer Loan Charge-Off Rate Prediction
The RDS Business Intelligence team just released its latest predictions for quarterly consumer loan charge-off rates. This is our 24th such set of predictions. The Federal Reserve Bank will soon [...]
Was the 20-21 Rise in Inflation Equitable
Today’s post is the second of a two-part series on economic inequality in the COVID era, based on a recent study published by the Federal Reserve Bank of New York. [...]
