Political Polarization in Consumer Expectations
In the weeks following the November 2016 election of Donald [...]
American Debt: Getting Older by the Year
Last year, the New York Federal Reserve Bank’s Consumer Credit [...]
In Our Parents’ Basements: Student Debt and Home Ownership
In July of this year, the Federal Reserve Bank [...]
CFPB Mortgage Performance Trend Report
In October, the Consumer Fraud Protection Bureau unveiled its new [...]
Perspective On Small Business Credit
Earlier this year, the New York Federal Reserve Bank released [...]
Credit Card Delinquency On The Rise
We are beginning to see an uptick in credit card [...]
In Search of the Perfect FICO Score
Americans love perfection. We all remember resenting the kids who [...]
Charge Off Predictions for Q3 2017 through Q2 2018
The Fed should issue the charge-off and delinquency rates for [...]
Is a Crisis Looming in the Sub-Prime Auto Loan Industry?
The term “sub-prime loan” carries a lot of baggage in [...]
Prediction: Consumer Charge-Off Rates Through Q1 2018
The last time consumer loan charge-off rates danced with 3% [...]
