Perspective On Small Business Credit
Earlier this year, the New York Federal Reserve Bank released [...]
Credit Card Delinquency On The Rise
We are beginning to see an uptick in credit card [...]
In Search of the Perfect FICO Score
Americans love perfection. We all remember resenting the kids who [...]
Charge Off Predictions for Q3 2017 through Q2 2018
The Fed should issue the charge-off and delinquency rates for [...]
Is a Crisis Looming in the Sub-Prime Auto Loan Industry?
The term “sub-prime loan” carries a lot of baggage in [...]
Prediction: Consumer Charge-Off Rates Through Q1 2018
The last time consumer loan charge-off rates danced with 3% [...]
PREDICTION: CONSUMER CHARGE-OFF RATES FOR 2017
The Federal Reserve will soon publish its official report for [...]
How New Credit Reporting Guidelines May Impact Consumers…and Lenders
Based on a March 2015 Settlement Agreement with the New [...]
Consumer Charge Off Rate Predictions For The Coming Year
With this post, we continue our series predicting quarterly consumer [...]
Charge Off and Delinquency Rates: Looking Ahead to 2017
We recently began posting our predictions for quarterly loan charge-off [...]
