In Search of the Perfect FICO Score
Americans love perfection. We all remember resenting the kids who [...]
Charge Off Predictions for Q3 2017 through Q2 2018
The Fed should issue the charge-off and delinquency rates for [...]
Is a Crisis Looming in the Sub-Prime Auto Loan Industry?
The term “sub-prime loan” carries a lot of baggage in [...]
Prediction: Consumer Charge-Off Rates Through Q1 2018
The last time consumer loan charge-off rates danced with 3% [...]
PREDICTION: CONSUMER CHARGE-OFF RATES FOR 2017
The Federal Reserve will soon publish its official report for [...]
How New Credit Reporting Guidelines May Impact Consumers…and Lenders
Based on a March 2015 Settlement Agreement with the New [...]
Charge Off and Delinquency Rates: Looking Ahead to 2017
We recently began posting our predictions for quarterly loan charge-off [...]
Text Mining Reveals Hidden Trends in CFPB Complaint Narratives
In 2011, Congress created the CFPB to ensure the protection [...]
Prediction of Consumer Loan Charge Off Rates for Q2 and Q3 2016
In anticipation of the upcoming release by the Federal Reserve on the charge-off [...]
Happily Ever After? A Sentiment Analysis of 7 Disney Princess Films
In this post, we’re going to build upon an interesting [...]
