The Next Generation
of Data Scientists

We gain strategic insights hidden in data sets by applying data science to optimize distressed consumer receivables account collections.

Who is Recovery Decision Science?

Recovery Decision Science leverages data science, servicing transparency, and compliance to optimize recovery results of consumer credit accounts. We help our clients extract actionable intelligence from their raw data and discover opportunities to increase revenues while mitigating risk.

Recovery Decision Science was created from our love for data. Working with our affiliate Unifund, we have spent decades perfecting our use of data science to predict and unlock the value of distressed receivables portfolios.

In 2013, we created Recovery Decision Science to share our advanced data analytics tools with our friends and colleagues around the receivables management industry. Since inception, we have focused on refining our models through servicing our numerous portfolios. We use machine learning to constantly improve our understanding of each metric and enhance our ability to apply data science to real business situations.

Our Leadership Team

Backed by the most advanced data analytics and visualization experts in the industry, our servicing team brings unmatched experience to every aspect of the collections process.

Jeff Shaffer

VP Information Technology and Analytics

Jeff Shaffer

VP Information Technology and Analytics

  • Served in many leadership roles at Unifund over his tenure including: COO, Co-COO, VP of Information Technology and Analytics and Vice President of Operations.
  • Serves as Joseph S. Stern Professor of Practice, Assistant Professor-Educator at the University of Cincinnati

Jonathan Wall

VP Growth & Partnerships

Jonathan Wall

VP Growth & Partnerships

  • Joined Unifund in 2007 and is responsible for monetizing the organization’s servicing capabilities and assets under management by procuring strategic multi-platform revenue and recovery partnerships
  • Conferences: Creditors Bar & RMAI Committees

The Scientists Behind The Data

David Kelly

Sr. Business Intelligence Developer

David Kelly

Sr. Business Intelligence Developer

  • Joined Unifund in 2023; Experienced in data analytics and performance optimizations
  • Extensive background in translating data for nonprofit fundraising and campaign performance metrics
  • Master’s degree in Management of Information Systems from the University of Memphis

Community
Involvement

To create measurable change and keep a positive spirit alive in our community, Recovery Decision Science actively supports charitable organizations and participates in meaningful community service that helps our neighbors in need. We are committed to corporate social responsibility and our employees embrace community involvement by actively supporting various charities and charitable events throughout the year. We are proud to be strong advocates of the organizations we support and hope to inspire others around our community and our industry to get involved and improve the lives of people within our global community.

Giving Back to
the Industry

Our team is very involved in the receivables management industry, assuming active leadership roles and participating in key trade associations like Receivables Management Association International, ACA International, and National Creditors Bar Association. We believe in giving back to our industry and regularly participate in conferences and other events to participate in the discussions that drive the future direction of our receivables management. We additionally provide FREE, public-facing dashboards to support our industry, including dashboards for CFPB complaints, latest trends in the housing market, unemployment rates, and much more.  These dashboards are free to use and updated regularly.